Insurance inexpensive paintings

[iosif]

nikola,
precisely because of such sad examples and must learn to work in a civilized manner. And it turns out, though infrequent, then the artist will suffer, the gallery owner. And there should be a case of force majeure suffered only insurance company. After all, only she earned in all other cases

[nikola]

Today was in Yekaterinburg, talked with literate, serious people. General opinion, part of insurance companies are not real.
Example. Who will determine the value of the artist and proves her insurance company. Before the sale can be. And in the case of partial loss (selling canvas) or another, not really. With injuries, insurance companies are reluctant to pay,
And if someone wants a picture of the artists to sell this way.
To put an excessive price, the rest is a technical matter.
In his student years, we knew that if once in two months, fined for free travel, you still ride hare profitable.

[LCR]

Originally Posted by nikola

The general opinion is part of insurance companies are not real.
Example. Who will determine the value of the artist and proves her insurance company.

This question is easily solved if there is enough precedent auction sales, which can serve as a basis for evaluation.

Originally Posted by nikola

With injury, the insurance companies are reluctant to pay.

With injuries, of course, complicated. I think it all depends on the particular situation. For example, an insurer who refuses to pay for bodily injury application number 1 - just a fool eyeless, but when it comes to application number 2, What kind of corporal

[Selene]

Originally Posted by nikola

I am for more than 20 years of this and not seen and not heard. My work and work
friends lost a lot. Once signed the documents for the purchase, after
All-Union Exhibition graphics (was personally in Moscow). No work, no money.
Examples of such lot. Approximately 30 works of my wife, and 8-10, we have
6 years old can not take away from Holland. That if the documents
and already the work of lawyers. It has long been accustomed to believe only in luck.
Unfortunately.

In the law enforcement authorities did not try to apply?

[color="# 666686"]Added after 1 minute[/color]

Originally Posted by LCR

with injuries, of course, complicated. I think it all depends on the particular situation. For example, an insurer who refuses to pay for bodily injury application number 1 - just a fool eyeless, but when it comes to application number 2, What kind of corporal

Why is that? No fool, not a fool. It is something better than you know that the court would not every insurer and every beneficiary))

[Artins]

Originally Posted by nikola

my work and work
friends lost a lot. Once signed the documents for the purchase, after
All-Union Exhibition graphics (was personally in Moscow). No work, no money.
Examples of such lot. Approximately 30 works of my wife, and 8-10, we have
6 years old can not take away from Holland. That if the documents
and already the work of lawyers. It has long been accustomed to believe only in luck.
Unfortunately.

Your negative experience - it's terrible and sad. To avoid such cases, of course, need to insure.
Yes, to the insurers in our relationship sort of brought up often negative experiences with them, but now, on the insurance market there have been significant changes in a positive direction. Insurance companies (certainly not all) of insuring objects Fine arts, trying to make active use of the Western experience in this field.
I know that several of Moscow insurance companies already have a specially designed insurance rules works of art, which are synthesized in themselves, as property and transportation risks. They have the opportunity of insurance at all stages: packing /unpacking, loading /unloading (including handling, temporary storage), assembly /disassembly, including the exposure time or storage "from wall to wall" /"from the nail to the nail.
Illustrative is the fact that already covered by such specific risks as the destruction of or damage to insured property by negligence!, Terrorism!

[Vladimir]

Originally Posted by Artins

several Moscow insurance companies already have a specially designed insurance rules of art

What company? Where this can be read? I see regular advertisements in AlfaStrahovanie ArtChronika, but there mostly common words (which must be insured and the general life of a very complicated thing ...).

[Artins]

Originally Posted by Vladimir

Which company? Where this can be read? I see regular advertisements in AlfaStrahovanie ArtChronika, but there mostly common words (which must be insured and the general life of a very complicated thing ...).

I am afraid that the administration of a forum may think that I am promoting these companies and just ban me: eek:
At Alpha, to my knowledge, no such rules and insure they are old, based on the rules of customary property insurance.
Read something difficult, because insurance companies are very jealous of their intellectual property and particularly to leak.
If there is interest, then perhaps I can help you, answering your questions.
I will not prevaricate, by accident, I managed to get acquainted with these rules ... was very interesting to read.

[Кирилл Сызранский]

Originally Posted by Artins

I was able to read these rules ... was very interesting to read.

Many interesting to read.

[Vladimir]

Originally Posted by Artins

I'm afraid that the administration of a forum may think that I am promoting these companies and just ban me

Do not worry, we communicate on the profile, not the same dog food advertise We need names, passwords, turnout. You just try to give a subjective picture of several companies, please.

[Artins]

Originally Posted by Vladimir

Do not worry, we communicate on the profile, not the same dog food advertise We need names, passwords, secret rendezvous. You just try to give a subjective picture of several companies, please.

Be sure to do that, but only tomorrow. Today there was no more strength.