Insurance inexpensive paintings

[nikola]

Today was in Yekaterinburg, talked with literate, serious people. General opinion, part of insurance companies are not real.
Example. Who will determine the value of the artist and proves her insurance company. Before the sale can be. And in the case of partial loss (selling canvas) or another, not really. With injuries, insurance companies are reluctant to pay,
And if someone wants a picture of the artists to sell this way.
To put an excessive price, the rest is a technical matter.
In his student years, we knew that if once in two months, fined for free travel, you still ride hare profitable.