"Kidalovo, falshak, deception (psevdogalerei)

[Евгений]

Сообщение от Veronic

bank with a check, as received him money, and then how to hack the bank at the police.

So I'm writing, as you understand my dear artist? .. According to your with any piece of paper (obtained in the letter) can come to the bank and get money? Yes ... have to wait for bank employees. "Tit", "Frosya" ay ..

[Veronic]

Сообщение от Eugene

So I'm writing, as you understand my dear artist? .. According to your with any piece of paper (obtained in the letter) can come to the bank and get money? Yes ... have to wait for bank employees. "Tit", "Frosya" ay ..

Eugene, I'm not an artist

Well, Eugene, let's imagine. Suppose I came to this check in the bank, unaware that he is a fake. Employees would have it, I took the test and in the process found out what happened to him that something was wrong. Do you think that might have sent me just believing that I received it by mail, or again hackneyed be on the police, as a last resort?

[Евгений]

Сообщение от Veronic

Do you think that might have sent me just believing that I received it by mail, or again hackneyed be on the police, as a last resort?

From banking practices:
Do not agree to personal checks.
 Nested in a bank account the check does not make real money, since only three working days you can find out whether there is a cash security of the check. If, for example, to make known through the "empty" check, the bank's computer will be for three days to show that the account is specified in the check amount, and then it will automatically be canceled.

A bank check is also not a guarantee of receiving money. A common mistake is the view that if you attach a check on the account, the bank verifies its authenticity. This actually happens only if the check is inserted in the branch of the issuing bank. The market is walking a large number of forged checks and, therefore, this form of payment is also not safe to deal with.

Bank transfer, when money is transferred from one account to another is relatively safe.
 But the problem is that people are not very versed in the intricacies of banking is easy to confuse this translation with embedded blank check.

Take the cash is not recommended. Distributed counterfeit currency notes.

The safest investment is a cash buyer at the seller's bank in the presence of the seller. In this case the seller must not touch the money, and invest the money in cash to the purchaser. It is also recommended to avoid many other problems of a written contract for the sale
http://izrus.co.il/obshina/article/2008-11-28/2813.html

Added after 3 minutes
without security checks: European practice
June 1, 1992 in France Act came into force on the safety checks and payment cards. Reasons for it served as an increase in the number of bad checks and the need for a mechanism to allow the injured party to obtain damages.
Read more http://www.bankir.lv/cheki-bez-obesp...-praktika.html

[NATA NOVA]

I have all the materials paid by check only .. (do2010goda) there were no problems ..
now only by phone (no problem)
and sites peypal all want ..

[Евгений]

Some readers have until now there is a perception that the network fraudster - young unrecognized genius, sitting in the kitchen at your computer, collected from sub-standard parts. But thanks to his genius, he'll get everything, but his income he donates to the poor. But the network swindlers - an international group organized, well structured, conspired, which has its agents in the banks. Their equipment and income are the envy of any of the world's blue chips.
   The British Sun newspaper reported that conducted a journalistic investigation. In India, the journalists went to the agent network swindlers. The agent offered to buy information, identity of owners of bank accounts in 1000 of first-rate British banks serving individuals. The information included names, addresses, account numbers, passwords, numbers, PIN codes of credit cards, passport details, etc. In the case of purchase data to the buyer promised to send monthly information, identity has 1,000 banking customers.
   Why network fraudsters sell their database? This question has many answers. Here are three of them.
   - Network fraudsters have emptied those accounts and want to re-attack when they were captured persons not included in their criminal group, ie divert suspicion from himself.
   - Network crooks want to engage in criminal activities of new faces, with subsequent recruitment.
   - Not all network fraudsters have extensive banking infrastructure for the disposal of assets from customer accounts, and specialize only on receipt of information, identity of owners of bank accounts.
   Now pose the greatest threat to three types of network fraud by stealing information, identity the customer's bank, and the subsequent theft of their assets. These two types of network fraud: "phishing," pharming "and" Trojans. These terms have become part of the lexicon network and can not be replaced, despite now we have a tendency Russify financial and other technical terms.
Read more http://zhurnal.lib.ru/n/nekrasow_j_w/frauddoc.shtml

[Seriy]

Bank check, a loose concept. On Web sites, commonly referred to or a personal check or money order - T e check has already secured the cancellation of the customer's account in cash. Personal check can be cashed, even if the account of the issuing person zero-it all depends on the bank and the specific conditions. If you cashed the check, then issued the money back you can pick up only in the courts.
But personal check may not be cashed, it depends, as stated, on the terms of reference of the customer's account. Solve it all within a few minutes.
Money order is always guaranteed money.
In developed countries there is still such a service as vozrat money bank at the request of the client. Relatively speaking, you have paid Visa card sofa, and then changed their minds, or the sofa you have brought no-one in three days, you can withdraw your money. And then the problem of the person who sold you the ugly sofa.
In Russia everything is wrong and personal bank checks unless cashes in general?

[Евгений]

To date, the most widely distributed the following types of Internet fraud:

Fraud at auction - auction fraud are the most popular online fraud. Under the fraud on the auction means the case when the won lot you do not send any information about it is significantly distorted.
Undelivered goods - This is simply a case where the consumer does not get paid for their goods. This is the second most common (after the fraud at auction) type scams on the Internet.

Dummy money supply - Perhaps you have already come spam with such proposals. Someone, for example from Nigeria, appeals to you, because you supposedly got a multimillion inheritance from the estate. All you have to do - is to provide information about your bank account and pay a small fee for transferring money to your account. Of course, in reality there is no property, no inheritance, no way to return the money if you do fall for it.

Irregular checks for goods or services - In this scenario, the crook gets a product or service and sends the seller a check for the amount exceeding the agreed value. Then the seller asked to transfer back the extra money. Source cashed the check fails, and the seller loses not only the principal payment, but the amount that he translated "buyer".

Plans to work at home and "pyramid" - In these schemes, you are offered big money for domestic work or for bringing other "distributors" of the product. Usually this ends with the payment of materials for work that never started, the acquisition of bulk goods that nobody needs, or investing in a pyramid, which struck before you get any money. In any case, you pay more money than they receive.

Fictitious assistance loans or credit - is usually distributed in the form of spam offers of loans, especially those in arrears or bad credit history. In such schemes, "the lender to request a fee for processing documents, and then disappears.

Fraudulent charitable foundations - Usually activated after natural disasters and other catastrophes. Fraudsters posing as real charities and through e-mail and Web sites collect "donations" of generous citizens.

Fictitious government grants - criminal appeals to you, because you - honest taxpayer "and asks for a commission or bank account information, to register the grant, issued under conditions you meet. Of course, the grant, as well as charities, is a hoax.

How to protect yourself?

Whenever the Internet you have to deal with goods, services, investments or requests for assistance, the key word should be cautious. The following tips can help you identify most types of fraud and avoid them:

Try not to have affairs and do not send money organizations that you can not verify or that you do not trust.
Point your help in organizing to protect the rights of consumers and commercial chamber, to make sure that an unknown organization has received no complaints.
Check the contact details for the organization, including physical address, phone number and place of registration. Do not mess with organizations that refuse to provide such information upon request.
Before you bet on the auction, closely examine all the rules.
Move as soon as more detailed information about the seller, you are going to make a bet.
Avoid collection and exclusive objects at auctions. If you can not pre-check facility, how to confirm its authenticity?
Do not pay for goods, services and purchases of electronic auctions either in cash or bank transfers.
When selling goods or services through the Internet requires a check for the exact amount. Never deposit the check in the amount that exceeds a specified.
Before you make a donation, call the charity, even if you're familiar with it.
Skeptical about proposals to quickly make a fortune. If the offer looks too good, chances are it is fraudulent.
This is particularly wary of requests for pre-payments received from creditors, government agencies and other organizations.
Follow all electronic transactions with credit cards over secure Web sites. Even after a thorough check, you still decided to have with any case, observe the utmost caution.
Summary

Internet is replete with instances of fraud. But caution, care and common sense will help you to secure their funds.


http://www.symantec.com/region/ru/re...ticle_1_9.html

[Veronic]

Сообщение от Eugene

Bank transfer, when money is transferred from one account to another is relatively safe.
 But the problem is that people are not very versed in the intricacies of banking is easy to confuse this translation with embedded blank check.

Frankly surprised, I thought that if the money received to the account, it is impossible to withdraw them.

[NATA NOVA]

Сообщение от Veronic

Frankly surprised, I thought that if the money received to the account, it is impossible to withdraw them.

Veronica. just need to pick up and shift to another bank! ;-)

[Seriy]

Veronic, no, not quite. Service refund the customer exists. T e a client write a statement and that amount back with you canceled. So once obnalichte. In this case, the bank would have the most people who understand what must be, because obligate you to make the money back he can only through the courts.