What insurance companies insure art?

[cayman]

Сообщение от d_atiquariato

Not so long ago insured item valued Rosokhrankultura of 2 million rubles. on a ten-period.

I wonder how reliable experts estimate Rosokhrankultura thing? How much you yourself would be appreciated? In the same 2 million? Or maybe in 4 or 6? Can you guess why clone? If, for example, experts Rosokhrankultura understate the value of a safety thing, and then refund you in case of emergency, get the appropriate (and the experts may well do so if, for example, insurance companies they personally pay extra, as is happening in the same market motor).

[qwerty]

Of course, no insurance companies are no experts for undervaluation not pay extra - the higher the score, the higher the premium received by the insurer. Another thing that experts Rosokhrankultura often overstate the assessment, and this has to fight, at least, it happens almost always when you think about work for export abroad.

[cayman]

Сообщение от qwerty

Of course, no insurance companies are no experts for undervaluation not pay extra - the higher the score, the higher the premium received by the insurer.

Well, the size of the insurance premium depends not only because of the appraised value of the thing, but the interest rate to the fees for insurance (I do not know exactly how they have them, it is called), but in a cartel of insurance companies that bid can be any of that everywhere we are seeing in the auto insurance market. They come that way - understate the cost of safety, in case something less pay.

In fact, judging by your words, the opposite situation also carries with it certain disadvantages. But when the insured event more likely to receive a full refund, although, of course, the insurance company will be hard to try to reduce the size of the payment.

[ACG]

Also recommend Alpha as the most positive and prompt the insurer on the art market.
In the example, the price has recently been insured transportation exhibition in Moscow, there and back, costing 350 thousand euros. The prize was about 12 thousand rubles.
With regard to the size premium, it is uniquely difficult to call. Everything depends on the specific conditions and risks, which can evaluate only the insurance company.

[Artins]

Сообщение от cayman

Well, the size of the insurance premium depends not only because of the appraised value of the thing, but the interest rate to the fees for insurance (I do not know exactly how they have them it's called

Course of those elements you identified, the insurance premium depends. Rates are determined based on the list of risks of which are going to insure their property. Also do not forget about the possibility primeneneniya insurance companies raise or lower rates. Applications are made directly dependent on the conditions of storage, transportation, facility report 'and in the premises (describe premises), security, fire and other measures.

And the insurance of works of art deals with no small number of insurance companies. This Ingosstrakh (major - major public exhibition projects), and the Alfa Insurance (specialization - any art), and VTB Insurance (specialization - any art), and Russian World (specialization - public exhibition projects), and SOGAZ (specialization - any art) .