What insurance companies insure art?
 

own question in the topic: who does it?

Artdealer, and you did not Artdiler? Like, your nickname and commits himself to know about it. : p

Alain, a man, who artdilerstvom, which includes many areas, can not understand at all, so I'm asking council)

I saw the ad in AlfaStrahovanie ArtChronika. How realistic they are engaged in the insurance of private collections, and how expensive things sequins - I can not judge, but in advertising articles promise to exercise sensible approach. theoretically insure the art is not difficult, but the problem is formally evaluate the insurance value. But this is a whole rigmarole. To rate, you do not have doubts about the attribution, that pulls the examination, etc. If you believe the insurers take into account the informal evaluation, the scheme will work.

Artdealer, but there is still alpha in my Spassky Gate, but it all depends on the evaluation. Unfortunately, this market has yet to end in Russia are not in place ... and you just want to insure it or you need to transport?

AlfaStrahovanie
 

I fear AlfaStrahovanie. They react very quickly, and sent a courier with the instruments you mentioned address.
Insurance premium for all companies the same, but AlfaStrakhovanie service better. (To the moderators - I do not do advertising, just to express my opinion).
Insure things mostly in order to obtain a permit for temporary export outside of Russia (exhibition review). Without insurance no permission is obtained.

Assessment
 

The evaluation work done in Rosokhrankultura. For her and determined the amount of insurance premiums.

Informative, thank you. And what, by the way, the insurance premium? I am a novice in these matters, but just curious. And interestingly, there have been whether anyone ever real insurance cases? It then pays the insurance company a full refund or here as in car insurance - the victim always loses?

Premium
 

Not so long ago insured item valued Rosokhrankultura of 2 million rubles. for ten years. Insurance premium paid in the amount 11000rub, ie quite expensive! But it all depends on the degree of risk,
  conditions of transportation and storage, insurance purposes.
Instances when I had to apply for the payment of insurance for me, ugh - ugh no! What you and I wish!:)

I wonder how reliable experts estimate Rosokhrankultura thing? How much you yourself would be appreciated? In the same 2 million? Or maybe in 4 or 6? Can you guess why clone? If, for example, experts Rosokhrankultura understate the value of a safety thing, and then refund you in case of emergency, get the appropriate (and the experts may well do so if, for example, insurance companies they personally pay extra, as is happening in the same market motor).