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Insurance Everything related to insurance — in what cases you need to insure artworks, where and how you can insure them, prices, terms and conditions of insurance.

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Старый 19.09.2010, 15:12 Язык оригинала: Русский       #1
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Injured by a fire in the center Grabar collectors will not receive compensation
It remains unknown how many values have died in a fire at the Grabar Restoration Center. Works of art were not immune from such force majeure. -------------------------------------------------
The history of the center-fire victims once again stirred talk about the problems of assessment and restitution in Russia. - The Center Grabar at the time of ignition was more 1,5 thousand pictures. Most of them were not insured. Why Russia does not have this form of protection of works of art?
- In our country there is no orderly system of evaluation of works - is the main problem. And any insurance should be based on this assessment. It calculated the amount of insurance premiums. Most of the things that come to the Center Grabar, can not be assessed immediately. First, they act just on the attribution, the definition of authorship, the time of writing the work. It has shown the value of the work. If it Aivazovsky - price alone and the amount of insurance above. If the copy or the work of the student, the cost, of course, below. And to insure before evaluated, it is impossible.
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- Things from gosmuzeev somehow protected from such force majeure cases, as in the Center Grabar?
- Museums, we insure the objects of art only when transporting. When, say, an exhibition from the Pushkin Museum was going to Europe or America. In the regional museums are usually things are not insured or insured for ridiculous amounts. Price is chosen arbitrarily. By itself, a form of assessment that exists in the world, for regional museums is very expensive. But in general, in any civilized society, the thing should be assessed and insured.

- After a fire in the center Grabar can expect a boom in the insurance pictures?
- In a crisis, I think the boom will not.
- And how much fun to insure the painting?
If the base rate of 0,5%, then a museum will work to insure 2,000 dollars a year. At the Pushkin Museum of such works, worth $ 300-400 thousand, let us say, 1000. It turns out two million a year just premiums. It is by its very minimum. And where to get such money? In the regional museums in general there is no question about the insurance.
- Individuals insure the painting? If, for example, the restoration of rented?
- Most private traders want to earn money on the product, rather than spend. Ryadova expert at the Center Grabar a cost of 20,000 rubles, ie $ 700. Restoration - is $ 300. Spend more on insurance no one wants. Just goes to government department, believes that's all there safely.
- A wealthy art collectors?
- They have meetings abroad, and all are insured. The West is, if you hold a collection, then it should contain. In the West, the insured collection you can use as a financial instrument as a basis for the loan as collateral. For example, you are insured for $ 10 million, they give you credit 66%of this amount.
- We have no such practice?
- A common there.
- That is the Grabar Center will not reimburse anything to collectors?
- This can determine the arbitral tribunal, if someone wants to apply. What precisely is determined by the court, not the contract between the client and the Centre. Gosmuzey will not sue state institutions. But private collectors to read the agreement and understand that nothing they do not shine.
http://inforotor.ru/visit/5372981?ur...rel-darom.html
Moskovsky Komsomolets number 25405 on July 20, 2010
1.Oleg Tairov
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Эти 5 пользователя(ей) сказали Спасибо Евгений за это полезное сообщение:
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