Loan against pledge of paintings

[K-Maler]

Сообщение от Elek; 2234731"

both movable and immovable property in the capture of credit on his pledge formally become the property of the bank.

This can happen in private. But there is a problem. Who what and when is right. Do not return the money and give a headache to bother with sales people do not know much about ? Abuse delayed payments and quickly be able to sell it for a much larger amount? Negotiate " fingers" or vaguely prescribed documents , and then sue for years?
Risk of fraud with fake ... And?

[Elek]

Сообщение от K-Maler

This may occur in private. But there is a problem. Who what and when is right. Do not return the money and give a headache to bother with sales people do not know much about? Abuse delayed payments and quickly be able to sell it for a much larger amount? Negotiate "fingers" or vaguely prescribed documents, and then sue for years?
Risk of fraud with fake ... And?

I think that the interest of banks to such a "new" kind of crediting m b. due to the value of the object itself, the financial stability of their respective owners and, as a result, lower risks than traditional consumer credit (and even the mortgage). Taking a loan and becoming dishonest payer, you are in the same legal framework as the indebted "for TV" (ushers, house arrest, etc.). If the bank finds (why and how?) In his possession fake "Kandinsky" with the correct documents, whether the bank is to advertise? Sell ​​on the sly, but what can not - write off expenses. Banks can go to another trick - insure risks including and on the subject. Risks of defaults on bad trades, why not do it with the "risk of fakes."