Loan against pledge of paintings
 

The other day , once again spoke with a representative of the bank on loans secured by art . Bankers interested in the formalization of the process, there are institutions examination and evaluation. And most importantly - implementation in case of loan repayment .
- After a conversation I was wondering , as far as this topic is ?
- I met anyone of the participants in the art business with a similar problem ?
- Can someone he tried to get a loan this way , or vice versa to whom applied for the money?
- As far as this mass phenomenon?

Current , of course , the problem is . Previously, essentially did not give credit to the rules of lending were right it says (to avoid fraud) . Again a question - any pictures? Levitan, Shishkin with ? Picasso and Munch ? Doe with Golubkina ? A very difficult question ...

This is already included in the concept of "formalization of the process."
It is clear that the liquidity.
The question is not it.

- There is a need for this kind of service?
How much is mass?

That's what I'm interested.

A couple of times I had to go to banks on loans ... The first ochere addressed the question " What can you offer from the property ... was a second - the car .. the rest is not rassmatrivalos.Na my question ," Can I lay a few icons ? There was a question to me , " And they were real , wood ?"
No more questions I asked ...

Banks do not know how to approach this, for them the dark forest: authenticity, value and liquidity.

Advise " representative bank" talk on this issue with colleagues from foreign banks and not to engage in invention, a bicycle.

Added after 11 minutes
These issues are not involved in the bank, and an auction to which the bank has a cooperation agreement, which spelled out all the points in the light of a number of regulatory laws.

It is unlikely that mass . Only for dealers and less for serious collectors. Dealers fill oborotku , and collectors , too <! - ~ 7 ~ ->

Alas, I can not name names and specifics .... one such experience, with disastrous results , I know . While it is difficult to say to which side of the deplorable result of ... I can only say that the main problem - the competence of issuing money , that party must at least understand something in the matter . Should at least understand where she can get sensible advice. Contact the auction house - this is still also have to think of ! Therefore, before launching a " pawn " it is necessary to formally prescribe rules and participants ...

Who's who?

Hand over the original - will return a fake!

Konstantin, a not easier to deal with foreign banks, with those who have already "gained experience" and "understand the question?"