Во что вкладывать деньги новичку?

[AlexanderG]

Сообщение от Meister

чтобы вкладывать в акции, нужно очень хорошо понимать, что ты покупаешь, и следить за ситуацией на рынке, чтобы твои акции не превратились в листочки бумажки или виртуальные записи в реестре.

Est' riad konservativnyh aktsii, prakticheski bezriskovyh. Bonds daze luchshe.

Чтобы вкладывать в искусство, нужно просто внимательно читать хотя бы данный форум.

Eto budet grubeishei oshibkoi. Vy poteriaete vse den'gi.


На арт-рынке огромное количество имен для безопасных вложений (я не говорю о современных художниках).

Sovershenno ne verno. Takih imion ochen' malo.

Может быть эти вложения и не принесут гигантских доходов, но деньги свои вы точно не потеряете, а вот с акциями это большой вопрос.

Obiazatel'no poteriaete. Art rynok gorazdo bolee riskovyi, chem rynok aktsii i nedvizimosti.

Vnizu ia vylozil chast' svoei stat'i o sravnenii investitsii. Pover'te ia sdelal ochen' serioznoe issledovanie na etu temu i daze dissertatsiiu zaschitil.


Main differences between the share market and the art market:
• The art market is divided into "a series of several small fragmented markets influenced by unquantifiable factors such as fashion, degrees of restoration and aesthetic choice." (Chanin, 1990, p.77). There are substantial differences between the markets for paintings and prints, contemporary art and Old Masters paintings. In every case price is related to each particular subject.
• Hard to standardize - works of art are unique and practically unquantifiable.
• Consequently from the impossibility of standardization, there are no reliable sources of reference supporting investment in art.
21 • Art ownership carries some costs (such as restoration, framing, insurance, freight etc), which are not related to shares.
• Art has geographical boundaries (people tend to buy the art of their own country, and often undervalue foreign art) when shares have equal value internationally.
• There is often a considerable financial loss from commissions paid to dealers or auction houses when selling a painting (from 10-50%), but without a sale no money can be obtained (very seldom money can be loaned for the security of the art, but not a high percentage of the actual price).
• Art does not bring a regular income in the form of annual yield, unlike shares.
• There are many law related particularities (tax deductions, loss deduction, tax benefits etc), which differ between investment in shares and art investment.
"Art as an investment is a misconception that rests on false premises, both aesthetic and financial. Art is a matter of judgment. The word `art' is value neutral". This statement is in direct correlation with Marx's concept of "nothing can have value, without being an object of utility" (Marx, 1867), which was mentioned in the chapter on the `Commodification of art', and it appears that Marx did not contradict himself.
"Art, however, proved unsuitable as a financial instrument, not only because of its illiquidity but because there is just not enough real art around"