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Insurance Everything related to insurance — in what cases you need to insure artworks, where and how you can insure them, prices, terms and conditions of insurance.

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Старый 11.04.2009, 23:46 Язык оригинала: Русский       #31
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Have not dropped. Just saw your topic. I understand, you were warned about the inability to obtain insurance payments under a contract of property insurance due to lack of insurable interest in the beneficiary? I will not comment in detail below quoting smart people. : D If you need to be additional commentary, will send you a detailed text on the subject (sobstvnnogo performance): shy:. As dobrosovestnoosti this issue in the question you asked all the same secondary. He must study the "not-for-detski" better to ask the lawyers of the country, which will be implemented by insurance (subject to my ignorance of the specifics and intricacies of civil law and procedures of foreign countries), study the history of payments to a company, its reputation, etc. Sometimes insurers are interested in the client, closing their eyes to many things and make payments in addition to the lack of legal grounds, thereby violating the law and even at the risk of license. And sometimes - on the contrary ..

insurable interest


Measure of material interest in insurance. No legal or natural person may not resort to insurance if it has no insurable interest in the object of insurance or does not expect to attack him. It is understood that the insured must suffer damage if the insured property would be lost or damaged, or if the insured arises liability to third parties in connection with the insured property. Any person who enters into a contract of insurance in respect of objects in which it has no insurable interest, or contributed to it, shall be guilty and liable under the law. In the UK there is a special law "The Marine Insurance /Gambling Policy /Act, 1909", under which the contract of insurance without insurable interest is equated to gambling-related fraud. In order to bring a claim under the policy, the insured must have insurable interest in the affected property at the time of loss, though he could not have such an interest at the time of conclusion of insurance contract.

Uh-oh, read the topic, read ... Okay, without going into details: "The owner of property ownership, use and disposal of their property." Especially taking in quotes to the experts did not dispute. Immediately warn you: this is a quotation from the Civil Code. own property - not necessarily be its owner. For example, it is possible to contract with the owner to move the property over the hill on the sale or exhibition. In this case, the document confirming the ownership of the person conveying the goods across the customs border can not be, but it can be the same agreement with the owner, authorization from the owner, etc. Accordingly, here it is desirable that the proprietor could have documentary evidence to prove its right ( gift certificate, cash, cash receipts, sales contracts, court decisions, etc.). If the person holding the imuschestom not be insurable interest in its preservation (eg, under a contract with the owner is not obliged to pay damages, ie the risk of accidental loss, damage, destruction remains with the owner), the insurance reimbursement a person owning a thing not rely, as the insurance premium will not be returned legally. But in this case, you can enter into a contract of insurance, naming the beneficiary of the owner, who has a property interest.

And anyway, your question can be answered long and tedious. Details not, for example, the origin of things, the objectives of export, etc. Please, next time write more specific.

[color="# 666686"]Posted by 41 minutes[/color]
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You understand everything correctly, the forum has a girlfriend lawyer
Eugene, for "girl" - thank you: D



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Старый 12.04.2009, 06:25 Язык оригинала: Русский       #32
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own property - not necessarily be its owner. For example, it is possible to contract with the owner to move the property over the hill on the sale or exhibition. In this case, the document confirming the ownership of the person conveying the goods across the customs border can not be, but it can be the same agreement with the owner, authorization from the owner, etc. Accordingly, here it is desirable that the proprietor could have documentary evidence to prove its right ( gift certificate, cash, cash receipts, sales contracts, court decisions, etc.).
Thank you for your clear and appropriate for the case kommentariy.Ne get lost, professional legal advice to many interested.



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Старый 12.04.2009, 09:00 Язык оригинала: Русский       #33
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professional legal advice of many interested.
I do not pretend to the consultation, described his vision problems. Be called a practicing lawyer can not, because practice from case to case, as desired. The main activity though is closely connected with the jurisprudence, but not in the main.

[color="# 666686"]Posted 6 minutes[/color]
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  On that at least some paper for the UK need to have or create. It is clear that in court you with the UK Money Seek. But this extra time and nerves.
Court also prove necessary. However, unlike the UK is easier to recognize the arbitrators sufficiency of evidence of the insured (or beneficiary). Insurers pull, often indicate that the payment /ozmeschenie pay are not eligible, because not confirmed insurable interest in the offer as a favor to disperse the world, agree to pay the sum.



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Старый 23.06.2009, 07:33 Язык оригинала: Русский       #34
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Lots of good and necessary informptsii. Thank you.
A variant bezhoznoy things? Simply find.



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Старый 18.07.2009, 15:52 Язык оригинала: Русский       #35
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How to legally and competently with minimal material losses enter into the legacy of works of art? Who evaluates the work? What takes a notary fee?'ll Show who undergo this procedure now or a year or two ago, we in Russia.
                                                                     Advance all grateful.



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Старый 22.07.2009, 20:58 Язык оригинала: Русский       #36
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How to legally and competently with minimal material losses enter into the legacy of works of art? Who evaluates the work? What takes a notary fee?'ll Show who undergo this procedure now or a year or two ago, we in Russia.
                                                                     All grateful in advance.
All situations are different and the product - too. If inheritance is worth it, do not even 100-200, maximum of $ 300 (in the future is, perhaps, will save you much more money), take all the title documents for works, documents, under which you will prove that is the successor of (a will, birth certificate, etc.) and go to consult a decent lawyer (not necessarily even choose expensive). For your money first, to conduct examination of documents, and secondly, it is very detailed and will tell all and help to clarify many other important issues, including on what property can and can not enter the mass of the succession, who is entitled to a compulsory share of inheritance, as is assessment of what rights and responsibilities is the heir, etc.



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Старый 22.07.2009, 21:30 Язык оригинала: Русский       #37
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If the legacy is worth it, do not even 100-200, maximum of $ 300 (in the future is, perhaps, will save you much more money
This amount has not said if vopros.Natarius This work of art-must be evaluated, that's where the stone, who will assess and, if not heritage podemnoe.Mozhet on the right of the actual transfer of ownership to third parties.

[color="# 666686"]Posted 12 minutes[/color]
And if there is not a lot of subscriptions. Tell me lawyer or Cantor. Priznatelen.Mozhno I should be in the LS.



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Старый 24.07.2009, 07:56 Язык оригинала: Русский       #38
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[color="# 666686"]Posted 12 minutes[/color]
And if there is not a lot of subscriptions. Tell me lawyer or Cantor. Priznatelen.Mozhno I should be in the LS.
Evaluating the evaluators will be. As lawyers, I do not know the region in which you reside. In Moscow there is Moscow Bar Association, with the traditions, Aby who do not take place, the cleanliness of the series followed, the examinations when entering the cruel, prices are not secured. Other advokatsyakie education, with whom I stalkovalas - either formed from the "former" power, or accept anyone who asks, or unduly lift their prices, etc. So if you are in the capital, you can go to blizhayshuyuyu legal advice. If a lawyer who will lead it seems too young, do not be alarmed if a member of the Bar of Moscow, so he passed the examinations and necessary for him a while to keep an eye of more experienced colleagues. For experienced colleagues already become more compelling arbitration cases, cases involving real estate, etc., ie those where swirling much more money, so the breeze dropping to the young. However, every whim for your money. Not like a lawyer, will need another.



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Старый 25.07.2009, 11:31 Язык оригинала: Русский       #39
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A variant bezhoznoy things? Simply discoveries.
It's not your own.



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Старый 25.07.2009, 11:37 Язык оригинала: Русский       #40
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A variant bezhoznoy things? Simply find.
FIND - finding lost someone things. In civil law the finder of thing does not become its owner. He is obliged to immediately return the thing a person will lose it, or surrender to the police or local administration. If a thing is found in the facility, in the enterprise, transports those who found it must pass the administration of the organization. If undetected owner within two weeks of administration delivers the thing to further storage to the police or the executive committee of the Council of Agriculture, where found items are kept for six months. If during this period, the owner will not be found, the property is transferred to the state. A person who surrenders to return or found something, the right to any compensation which has not, except in cases where compensation has publicly promised the person who lost a thing, but may not claim reimbursement of costs associated with the storage and delivery.



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