Meister,
Honestly, did not want to inflate this post, the more so because he is interesting enough without our presence. I suggest you make a separate, later.
And the questions do not need to shoot, we just do not exist and in order to "knock off money" but for the fact that to assist the community and answer questions
But when you approach us, you must at least for myself to understand what you want: a sledge or go?
In the procedure, it is common to all living in Russia. If you have a claim, it goes to civil court and in court, each side defending its position. Insurance payment is the provision of the insurance company a court order.
At about the precedents they really were. We really won, and our conscience is clear. In the court are going to seek the truth and defend their rights. Our opponents were not there for this and they were fortunate that this is a civil court, not criminal and that we are a private company, not the state bodies.