[Кирилл Сызранский]

Voronezh requires the bank to 24 million rubles as compensation for breach of paragraphs credit agreement entered into on his terms.

He has already secured a court of law not to pay the interest and penalties that were trying to recover from it.

The story began in 2008 when the Voronezh received a letter in the mail an offer from UAB "Tinkoff Credit Systems" to use a credit card. For its design just had to fill in an application form and then send it by mail to the address that was listed on the envelope.

By the way, is hardly among the inhabitants of Russia there is at least one person who has not received a proposal from the banks about the design of the loan or credit card. As a rule, all the most important documents in their receiving written in very small print. So that it is hardly possible to make out. At the time, many Russians have been burned badly because of its lack of attention - they signed the document without reading the small print. Meanwhile, it contains information on interest rates, commissions, penalties. As a result, people had to pay enormous interest, knowing in advance that they would never take money from the bank.

Dmitri Alexeev was legally savvy customer: in the past, he has served in law enforcement. Voronezh has decided to offer new terms to the bank, posted on its website.

Voronezh scanned application form from the Company "Tinkoff Credit Systems" and has changed in terms of fine-print contract terms offered by the bank. He pointed out that the interest rate on the loan and the fee for the issuance of cash are 0%. And also ordered that "the customer can not pay all commissions and fees stipulated rates." In addition, there Alekseev instead of the address of the bank www.tcsbank.ru referred to his website - www. tcsbank.at.ua, affirming that "with the current General Terms and Tariffs, on the Internet, familiar." Simply put, Alekseyev ordered for yourself and unlimited free credit. Separately in the agreement envisaged on the site if the bank breaks the terms of the document.

- The Bank has the right to amend these General Terms and Conditions unilaterally. In case of changes, additions, substitutions General Conditions unilaterally by the Bank, the Bank shall pay compensation to the Customer in the amount of 3 000 000 (three million) rubles for each successive change, supplement or replace the General Conditions - said the client.

Terminate the contract unilaterally ordered the payment from the customer of the bank in the amount of 6,000,000 rubles.

Soon Dmitri Alexeev received from the bank "Tinkoff Credit Systems" approved copy of the application form and your credit card. This meant that the bank agrees to the conditions specified by the client.

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