In collaboration with the insurance companies recommend a very, very carefully read not only the contract, but also the rules of insurance. They each have their own insurer and depend on the type of insurance. These rules are an annex to the treaty. It is in the Rules of the insurance companies and numerous hidden traps, allowing, if necessary to avoid payment or substantially reduce its size. In the Rules includes information on what cases are the non-insurance. Disadvantage - the rules are usually print very small print. This complicates the perception, and the volume of information that you need to analyze the policyholder is large enough.
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