Цитата:
Сообщение от Ilona
In the case of damage to the product of art, which was insured, what cases are the non-insurance?
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Everything will depend on whether any of the insurance risk you are going to insure the product. For each risk can be installed its exclusion as a result of the onset of which insurance claims may be denied.
However, at present, insurers may be able to insure the product against all risks under the formula "from nail to nail," or "wall to wall", but in these cases would have been various exceptions, such as normal wear and tear, act of terrorism , requisition or expropriation, etc.
But these exceptions are much more exotic in nature, rather than exclude such a risk, "Water" or "Fire".
However, such insurance and costs a little more expensive, and is used mainly for the exercise of the carriage works for further exposure outside the place of permanent storage, including packing /unpacking, handling, assembly /disassembly, etc.