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Сообщение от cayman
Well, the size of the insurance premium depends not only because of the appraised value of the thing, but the interest rate to the fees for insurance (I do not know exactly how they have them it's called
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Course of those elements you identified, the insurance premium depends. Rates are determined based on the list of risks of which are going to insure their property. Also do not forget about the possibility primeneneniya insurance companies raise or lower rates. Applications are made directly dependent on the conditions of storage, transportation, facility report 'and in the premises (describe premises), security, fire and other measures.
And the insurance of works of art deals with no small number of insurance companies. This Ingosstrakh (major - major public exhibition projects), and the Alfa Insurance (specialization - any art), and VTB Insurance (specialization - any art), and Russian World (specialization - public exhibition projects), and SOGAZ (specialization - any art) .