Insurance inexpensive paintings
 

I have a question to the distinguished forumcanam.
I am in November-December, I spend three exhibitions I. Sapunkova. It is clear that the value of his work - this is not the price "Mona Lisa" (although any sign of talent - is priceless:)).
But many of the works - from private collections, the people have entrusted them to me, and I want to be sure that they will not let you down.
Does anyone experience insurance relatively inexpensive paintings, and for a short time (a month)? Who does it, and how much does it cost? I would be grateful for any advice.

Insure unlikely to turn out.

If the property insurance, no problems. It is important to determine the region, identify a few companies and look at forums, reviews of visitors who insure their property in the selected companies. Traditionally, it is not recommended to contact the "Maxim", "Nast," Megarusami "etc., depending on where in the region will be insured. Ie with those who have a bad history of payments. Of course, if the carriage and the carrier's liability is insured, you need to clarify the nuances of such insurance, to examine the contract, the rules of liability insurance carrier (the amount, timing, that is, that is not the case trahovym, etc.)

Selene,
thanks. Will insure in Moscow, and the exhibition is also in Moscow. From Wednesday'm going study.

http://artinvestment.ru/invest/law/2...insurance.html
http://artinvestment.ru/invest/law/2...insurance.html

Joseph is much easier to conclude a contract of bailment with the exposed body.
Otpishites what will be the result of insurance - I think everyone will be interesting. Just briefly - insured or not.

In place of the nominating organization, I would have scored a minimum lease responsible for keeping exhibits otvethraneniya treaty would not enter at all, directing the exhibitor to the security structure, which is also not for it is not ultimately responsible. : D
http://www.directorinfo.ru/Article.a...27&iid=797

And the exhibitor may enter into a contract with the insurer liability. Then, in the case of loss, death, property damage paid for you will have to make the insurer.

What you'll be insured? From theft, damage from the paint layer,
   from frame damage from a natural event. The list goes on.
   After the exhibition you will be remembered only the days of
for drawing up the description of the keeping of passports and pictures.
Document one (Sidorov passed on the list, and Ivanov, respectively, took
list). And if that happens, not who is to blame.
Gone, please contact the police.

nikola,
joy in the paperwork, of course, a little. But it seems necessary. I take things I do not belong, then, is obliged to return them, or in extreme cases to compensate the loss of material. I want to insure against loss and /or damage (theft, water, fire, etc.). In fact, when I spend in this major exhibition, we always insure civic responsibility to the exhibitors.
If you learn to yourself, tell all concerned.

At the level of commitment is simple.
Take the work surrounding the price and agree to return to the specified
term in the proper preservation. Picky museum workers can describe
safety, before taking. But who will sign the insurance category?
I for more than 20 years of this and not seen and not heard. My work and work
friends lost a lot. Once signed the documents for the purchase, after
All-Union Exhibition graphics (was personally in Moscow). No work, no money.
Examples of such lot. Approximately 30 works of my wife, and 8-10, we have
6 years old can not take away from Holland. That if the documents
and already the work of lawyers. It has long been accustomed to believe only in luck.
Unfortunately.

nikola,
precisely because of such sad examples and must learn to work in a civilized manner. And it turns out, though infrequent, then the artist will suffer, the gallery owner. And there should be a case of force majeure suffered only insurance company. After all, only she earned in all other cases:)

Today was in Yekaterinburg, talked with literate, serious people. General opinion, part of insurance companies are not real.
Example. Who will determine the value of the artist and proves her insurance company. Before the sale can be. And in the case of partial loss (selling canvas) or another, not really. With injuries, insurance companies are reluctant to pay,
And if someone wants a picture of the artists to sell this way.
To put an excessive price, the rest is a technical matter.
In his student years, we knew that if once in two months, fined for free travel, you still ride hare profitable.

This question is easily solved if there is enough precedent auction sales, which can serve as a basis for evaluation.


With injuries, of course, complicated. I think it all depends on the particular situation. For example, an insurer who refuses to pay for bodily injury application number 1 - just a fool eyeless, but when it comes to application number 2, What kind of corporal:)

In the law enforcement authorities did not try to apply?

[color="# 666686"]Added after 1 minute[/color]
Why is that? No fool, not a fool. It is something better than you know that the court would not every insurer and every beneficiary:)))

Your negative experience - it's terrible and sad. To avoid such cases, of course, need to insure.
Yes, to the insurers in our relationship sort of brought up often negative experiences with them, but now, on the insurance market there have been significant changes in a positive direction. Insurance companies (certainly not all) of insuring objects Fine arts, trying to make active use of the Western experience in this field.
I know that several of Moscow insurance companies already have a specially designed insurance rules works of art, which are synthesized in themselves, as property and transportation risks. They have the opportunity of insurance at all stages: packing /unpacking, loading /unloading (including handling, temporary storage), assembly /disassembly, including the exposure time or storage "from wall to wall" /"from the nail to the nail.
Illustrative is the fact that already covered by such specific risks as the destruction of or damage to insured property by negligence!, Terrorism!